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Home buying can be a daunting and complex process But with a REALTOR? at your side, it doesn't have to be Remember, a REALTOR', works for you and is there to look after your best interests So take a few minutes and learn how a REALTOR', can help you find what you're looking for.

1. Make sure you're ready to buy

If you're thinking of buying a home, you've come to the right place. This web site can turn you into a house-hunting master. But before we jump right in, you have to make sure three things are ready: you, your bank account, and the real estate market.

2. Decide what you want to buy

Nowadays, there are many different types of homes to choose from And there are pros and cons to each Take a minute to reflect on your lifestyle and based on that, decide what best fits you To help, we've broken down the most popular housing options here.

3. Sell your current home

Not very many people can hold onto two homes at the same time, so you'll probably need to sell the one you have now, Be sure to check our incredibly helpful Selling section In the meantime, here's a quick overview.

Home buying can be a daunting and complex process. But with a REALTOR', at your side, it doesn't have to be Remember, a REALTOR', works for you and is there to look after your best interests So take a few minutes and learn how a REALTOR', can help you find what you're looking for.

4. Figure out how much you can afford

Money makes the world go round, and a mortgage gives you the power to buy a home. This isn't the most fun step in buying a home, but its vital.

5. Arrange a mortgage

Money makes the world go round, and a mortgage gives you the power to buy a home. This isn't the most fun step in buying a home, but its vital.

Who do you talk to?
There are hundreds of banks, credit unions and other lenders out there who would love your monthly mortgage payments So talk to everybody and don't be money-shy! Talk to your banker, other banks and people you know.

Home buying can be a daunting and complex process But with a REALTOR', at your side, it doesn't have to be Remember, a REALTOR', works for you and must, by law, look after your best interests So take a few minutes and learn how a REALTOR', can help you find what you're looking for.

6. Find a REALTOR? who is right for you

REALTORS', aren't Just people who help find you a home They're an invaluable resource for knowledge, contacts and advice that help turn buying a piece of property into a home Here we explain what you can expect when you enlist the help of a REALTOR.

There are a number of different kinds of relationships that you can develop with your REALTOR',. However, they all fall primarily under two categories - agency relationships and non-agency relationships.

7. See what's out there

NoWs the time to pound the pavement and see what's available. This step can be either incredibly fun or incredibly exhausting But with an expert REALTOR', at your side, you'll be able to sift through to your dream home much more effectively.

Home buying can be a daunting and complex process But with a REALTOR', at your side, it doesn't have to be Remember, a REALTOR', works for you and must, by law, look after your best interests So take a few minutes and learn how a REALTOR', can help you find what you're looking for.

8. Make an offer

You've found a home', Congratulations' Now, if you actually want to make it yours, you have to make a successful offer, one that the seller will accept.

Preparing the offer REALTORS', can prepare the offer for you Here are some terms you'll see in the offer.

9. Find a home inspector

When you're buying a home, you'll want to scrutinize every last detail Home inspections rarely cost more than a few hundred dollars, and can save you from unpleasant surprises Your REALTOR', can help recommend several home inspection companies to choose from.

Home buying can be a daunting and complex process But with a REALTOR', at your side, it doesn't have to be Remember, a REALTOR', works for you and must, by law, look after your best interests So take a few minutes and learn how a REALTOR', can help you find what you're looking for.

10. Add a lawyer to your team

Buying a home involves piles of legal documents You need someone to translate the legalese and ensure your best interests are protected.

11. Close the purchase

Your offer has been accepted and you can't wait to move in But don't break out the bubbly Just yet You have to close the deal Your REALTOR', and lawyer will do most of the closing work, but here's your checklist.

12. Move in Moving day will come sooner than you think, so get planning now.



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